/* ברור משכנתאות — עיצוב אתר */
@font-face{font-family:"Plex He";src:url(../fonts/plex-he-400.woff2) format("woff2");font-weight:400;font-display:swap;unicode-range:U+0590-05FF,U+FB1D-FB4F}
@font-face{font-family:"Plex He";src:url(../fonts/plex-he-500.woff2) format("woff2");font-weight:500;font-display:swap;unicode-range:U+0590-05FF,U+FB1D-FB4F}
@font-face{font-family:"Plex He";src:url(../fonts/plex-he-600.woff2) format("woff2");font-weight:600;font-display:swap;unicode-range:U+0590-05FF,U+FB1D-FB4F}
@font-face{font-family:"Plex He";src:url(../fonts/plex-he-700.woff2) format("woff2");font-weight:700;font-display:swap;unicode-range:U+0590-05FF,U+FB1D-FB4F}
@font-face{font-family:"Plex He";src:url(../fonts/plex-la-400.woff2) format("woff2");font-weight:400;font-display:swap;unicode-range:U+0000-00FF,U+2000-20FF}
@font-face{font-family:"Plex He";src:url(../fonts/plex-la-600.woff2) format("woff2");font-weight:500 600;font-display:swap;unicode-range:U+0000-00FF,U+2000-20FF}
@font-face{font-family:"Plex He";src:url(../fonts/plex-la-700.woff2) format("woff2");font-weight:700;font-display:swap;unicode-range:U+0000-00FF,U+2000-20FF}

:root{
  --navy:#0F2A47; --navy-2:#1B3F63; --navy-tint:#E8ECF1; --teal:#11978A; --teal-dark:#0D7A70; --teal-light:#4FB3A2;
  --paper:#F5F3EE; --soft:#DCEFEB; --stone:#7C8794; --line:#DCD8CF; --ink:#2B3A4A; --white:#FFFFFF;
  --max:1120px; --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Plex He","Segoe UI",Arial,sans-serif;background-color:var(--paper);background-image:radial-gradient(rgba(15,42,71,.035) 1.5px,transparent 1.5px);background-size:28px 28px;color:var(--ink);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--teal);text-decoration:none}
a:hover{color:var(--teal-dark)}
img,svg{max-width:100%;display:block}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em;text-wrap:balance}
h1{font-size:clamp(34px,5vw,52px);font-weight:700;letter-spacing:-.01em}
h2{font-size:clamp(26px,3.4vw,36px);font-weight:700}
h3{font-size:21px;font-weight:600}
p{margin:0 0 1em;text-wrap:pretty}
.muted{color:var(--stone)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.label{font-size:13px;font-weight:600;letter-spacing:.14em;color:var(--teal);margin-bottom:12px}
.num{direction:ltr;unicode-bidi:isolate;font-variant-numeric:tabular-nums}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(245,243,238,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:76px;gap:24px}
.logo img{height:44px;width:auto}
.nav{display:flex;align-items:center;gap:28px}
.nav a{color:var(--navy);font-weight:500;font-size:16px}
.nav a:hover,.nav a[aria-current="page"]{color:var(--teal)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 22px;border-radius:12px;font-weight:600;font-size:16px;border:1.5px solid transparent;cursor:pointer;transition:background .15s,color .15s,border-color .15s}
.btn-primary{background:var(--teal);color:var(--paper)}
.btn-primary:hover{background:var(--teal-dark);color:var(--paper)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:var(--paper)}
.btn-white{background:var(--paper);color:var(--navy)}
.btn-white:hover{background:#fff;color:var(--navy)}
.btn-lg{min-height:56px;padding:0 28px;font-size:17px}
.menu-btn{display:none;background:none;border:0;padding:8px;cursor:pointer;color:var(--navy)}

/* hero */
.hero{padding:48px 0 40px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:-15% -8%;background:radial-gradient(ellipse at 88% 4%,rgba(17,151,138,.10),transparent 52%),radial-gradient(ellipse at -4% 96%,rgba(15,42,71,.07),transparent 48%);pointer-events:none;z-index:0}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero p.lead{font-size:20px;color:var(--ink);max-width:560px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.hero-note{margin-top:16px;font-size:14px;color:var(--stone)}
.hero-person{display:flex;align-items:center;gap:14px;margin-top:26px;padding-top:20px;border-top:1px solid var(--line)}
.hero-person img{width:56px;height:56px;border-radius:50%;object-fit:cover;object-position:top center;box-shadow:0 6px 16px rgba(15,42,71,.2);flex:none}
.hero-person b{display:block;color:var(--navy);font-size:15.5px}
.hero-person span{display:block;color:var(--stone);font-size:13.5px;margin-top:2px}
.hero-card{position:relative;background:linear-gradient(135deg,rgba(15,42,71,.85),rgba(15,42,71,.72)),var(--navy) url('data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20400%20400%22%3E%3Cdefs%3E%3CradialGradient%20id%3D%22g1%22%20cx%3D%2280%25%22%20cy%3D%2212%25%22%20r%3D%2265%25%22%3E%3Cstop%20offset%3D%220%25%22%20stop-color%3D%22%234FB3A2%22%20stop-opacity%3D%22.5%22%2F%3E%3Cstop%20offset%3D%22100%25%22%20stop-color%3D%22%234FB3A2%22%20stop-opacity%3D%220%22%2F%3E%3C%2FradialGradient%3E%3CradialGradient%20id%3D%22g2%22%20cx%3D%228%25%22%20cy%3D%2292%25%22%20r%3D%2260%25%22%3E%3Cstop%20offset%3D%220%25%22%20stop-color%3D%22%2311978A%22%20stop-opacity%3D%22.38%22%2F%3E%3Cstop%20offset%3D%22100%25%22%20stop-color%3D%22%2311978A%22%20stop-opacity%3D%220%22%2F%3E%3C%2FradialGradient%3E%3Cpattern%20id%3D%22dots%22%20width%3D%2222%22%20height%3D%2222%22%20patternUnits%3D%22userSpaceOnUse%22%3E%3Ccircle%20cx%3D%222%22%20cy%3D%222%22%20r%3D%221.4%22%20fill%3D%22%23ffffff%22%20opacity%3D%22.07%22%2F%3E%3C%2Fpattern%3E%3C%2Fdefs%3E%3Crect%20width%3D%22400%22%20height%3D%22400%22%20fill%3D%22%230F2A47%22%2F%3E%3Crect%20width%3D%22400%22%20height%3D%22400%22%20fill%3D%22url%28%23dots%29%22%2F%3E%3Crect%20width%3D%22400%22%20height%3D%22400%22%20fill%3D%22url%28%23g1%29%22%2F%3E%3Crect%20width%3D%22400%22%20height%3D%22400%22%20fill%3D%22url%28%23g2%29%22%2F%3E%3Cpath%20d%3D%22M70%20262%20L150%20197%20L230%20262%20V342%20H70%20Z%22%20fill%3D%22none%22%20stroke%3D%22%234FB3A2%22%20stroke-width%3D%226%22%20opacity%3D%22.55%22%2F%3E%3Cpath%20d%3D%22M150%20197%20L150%20150%22%20stroke%3D%22%234FB3A2%22%20stroke-width%3D%226%22%20opacity%3D%22.4%22%2F%3E%3Cpath%20d%3D%22M36%20228%20Q%20200%20112%20366%20196%22%20fill%3D%22none%22%20stroke%3D%22%2311978A%22%20stroke-width%3D%2215%22%20stroke-linecap%3D%22round%22%20opacity%3D%22.55%22%2F%3E%3C%2Fsvg%3E') center/cover;background-blend-mode:normal;color:var(--paper);border-radius:20px;padding:34px 32px;display:flex;flex-direction:column;gap:18px;overflow:hidden;box-shadow:0 24px 60px rgba(15,42,71,.28)}
.hero-card .k{font-size:13px;letter-spacing:.14em;font-weight:600;color:var(--teal-light)}
.hero-card .v{font-size:44px;font-weight:700;line-height:1;color:#fff}
.hero-card .d{font-size:15px;color:#C9CFD6}
.hero-card hr{border:0;border-top:1px solid rgba(255,255,255,.15);margin:4px 0}
.hero-card.compact{padding:28px 30px;gap:14px}
.hero-card.compact .market-badge{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}
.hero-card.compact .market-badge .v{font-size:32px}
.hero-card.compact .market-badge .k{font-size:12.5px;letter-spacing:.04em;text-transform:none}
.hero-card.compact p{font-size:14.5px;color:#C9CFD6;margin:0}
.hero-card .more-link{font-size:14px;font-weight:600;color:var(--teal-light)}
.hero-card .more-link:hover{color:#fff}

/* sections */
.section{padding:48px 0;position:relative}
.section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);overflow:hidden}
.section.alt::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(15,42,71,.06) 1.6px,transparent 1.6px);background-size:24px 24px;pointer-events:none}
.section.alt .wrap{position:relative;z-index:1}
.section.dark{background:var(--navy);color:#C9CFD6;overflow:hidden}
.section.dark::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(79,179,162,.13) 1.6px,transparent 1.6px);background-size:24px 24px;pointer-events:none}
.section.dark .wrap{position:relative;z-index:1}
/* decorative color blobs — brand-tonal only, for depth on plain sections (::after so it can stack with the .alt/.dark dot pattern on ::before) */
.section.blob-tr,.section.blob-bl{overflow:hidden}
.section.blob-tr::after,.section.blob-bl::after{content:"";position:absolute;width:620px;height:620px;border-radius:50%;pointer-events:none;z-index:0}
.section.blob-tr::after{top:-22%;inset-inline-end:-14%;background:radial-gradient(circle,rgba(17,151,138,.24),transparent 70%)}
.section.blob-bl::after{bottom:-24%;inset-inline-start:-14%;background:radial-gradient(circle,rgba(15,42,71,.16),transparent 70%)}
.section.dark.blob-tr::after{background:radial-gradient(circle,rgba(79,179,162,.26),transparent 70%)}
.section.dark.blob-bl::after{background:radial-gradient(circle,rgba(79,179,162,.18),transparent 70%)}
.section.blob-tr .wrap,.section.blob-bl .wrap{position:relative;z-index:1}
.section.dark h2,.section.dark h3{color:#fff}
.section.dark .label{color:var(--teal-light)}
.section-head{max-width:640px;margin-bottom:26px}
.section-head p.muted{margin-top:8px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 22px}
.card-head{display:flex;align-items:center;gap:14px;margin-bottom:10px}
.card-head h3{margin:0}
.card p{margin:0;font-size:16px}
.card .ico{width:44px;height:44px;border-radius:12px;background:var(--soft);display:flex;align-items:center;justify-content:center;color:var(--teal);flex:none}
.grid-3 .card:nth-child(2) .ico{background:var(--navy-tint);color:var(--navy)}
.grid-3 .card:nth-child(3) .ico{background:var(--soft);color:var(--teal-dark)}
.card.link{transition:border-color .15s,transform .15s}
.card.link:hover{border-color:var(--teal);transform:translateY(-2px)}
.card .more{display:inline-block;margin-top:12px;font-weight:600}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.step{position:relative}
.step-head{display:flex;align-items:center;gap:12px;margin-bottom:8px}
.step-head h3{margin:0;font-size:18px}
.step-num{width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:15px;display:flex;align-items:center;justify-content:center;flex:none}
.step:nth-child(2) .step-num{background:var(--teal)}
.step:nth-child(3) .step-num{background:var(--navy-2)}
.step:nth-child(4) .step-num{background:var(--teal-dark)}
.step p{font-size:15px;margin:0}
.why-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:40px;align-items:start}
.why-col{display:flex;flex-direction:column;justify-content:space-between;height:100%}
.why-cta{align-self:flex-start;margin-top:28px}
.why-list{display:flex;flex-direction:column}
.why-item{display:flex;gap:16px;padding:18px 0;border-top:1px solid var(--line)}
.why-item:first-child{border-top:0;padding-top:0}
.why-item .ico{width:44px;height:44px;border-radius:12px;background:var(--soft);color:var(--teal);display:flex;align-items:center;justify-content:center;flex:none}
.why-item:nth-child(2) .ico{background:var(--navy-tint);color:var(--navy)}
.why-item:nth-child(3) .ico{background:var(--soft);color:var(--teal-dark)}
.why-item h3{margin:0 0 4px;font-size:18px}
.why-item p{margin:0;font-size:15.5px}
.facts-line{margin-top:22px;padding-top:18px;border-top:1px solid var(--line);font-size:13.5px;letter-spacing:.02em;color:var(--stone)}
.why-photo{border-radius:20px;overflow:hidden;box-shadow:0 20px 50px rgba(15,42,71,.16);aspect-ratio:4/5}
.why-photo img{width:100%;height:100%;object-fit:cover;object-position:top center}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.stat .v{font-size:40px;font-weight:700;color:var(--teal);line-height:1}
.stat .d{font-size:15px;margin-top:8px}
.section.dark .stat .d{color:#C9CFD6}

/* calculator */
.calc{background:linear-gradient(160deg,#fff,var(--soft) 130%);border:1px solid var(--line);border-radius:20px;padding:32px;display:grid;grid-template-columns:1fr 1fr;gap:32px;box-shadow:0 16px 40px rgba(15,42,71,.08)}
.calc h3{margin-bottom:16px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.field label{font-size:14px;font-weight:600;color:var(--navy)}
.field input,.field select,.field textarea{font:inherit;font-size:17px;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--navy);width:100%}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--teal)}
.field .hint{font-size:13px;color:var(--stone)}
.result{background:var(--navy);border-radius:16px;padding:26px;color:#C9CFD6;display:flex;flex-direction:column;gap:16px;height:100%}
.result .big{font-size:46px;font-weight:700;color:var(--teal-light);line-height:1}
.result .row{display:flex;justify-content:space-between;gap:12px;font-size:15px;border-top:1px solid rgba(255,255,255,.12);padding-top:12px}
.result .row b{color:#fff;font-weight:600}
.result .fine{font-size:13px;color:#8A9099;margin-top:auto}

/* faq */
.faq details{border-top:1px solid var(--line);padding:16px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:18px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:24px;color:var(--teal);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq p{margin:12px 0 0;font-size:16px}

/* cta band */
.cta{background:var(--teal);color:#fff;padding:48px 0;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.10) 1.5px,transparent 1.5px);background-size:26px 26px;pointer-events:none}
.cta .wrap{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.cta h2{color:#fff;margin:0 0 6px}
.cta p{margin:0;color:#E6F4F1}

/* about */
.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:44px;align-items:start}
.photo-ph{aspect-ratio:4/5;border-radius:20px;background:var(--soft);display:flex;align-items:center;justify-content:center;color:var(--teal);font-weight:600;border:1px dashed var(--teal-light)}
.facts{display:flex;flex-direction:column;gap:0;margin-top:20px}
.facts div{padding:14px 0;border-top:1px solid var(--line);display:flex;gap:16px}
.facts div:last-child{border-bottom:1px solid var(--line)}
.facts b{color:var(--navy);min-width:120px;font-weight:600}

/* legal pages */
.legal{max-width:760px}
.legal h2{margin-top:1.7em;font-size:23px}
.legal h2:first-child{margin-top:0}
.legal h3{font-size:17px;margin-top:1.3em}
.legal p,.legal li{font-size:16px}
.legal ul{margin:0 0 1em;padding-inline-start:22px}
.legal li{margin-bottom:.4em}
.legal .updated{color:var(--stone);font-size:14px;margin-bottom:28px}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.contact-list{display:flex;flex-direction:column}
.contact-list a,.contact-list div{display:flex;align-items:center;gap:12px;min-height:56px;border-bottom:1px solid var(--line);color:var(--ink)}
.contact-list svg{color:var(--stone);flex:none}

/* footer */
.site-footer{background:var(--navy);color:#C9CFD6;padding:40px 0 28px;margin-top:0}
.site-footer .wrap{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:32px}
.site-footer .logo img{height:40px}
.site-footer h4{color:#fff;margin:0 0 12px;font-size:15px;letter-spacing:.08em}
.site-footer a{color:#C9CFD6;display:block;padding:4px 0;font-size:15px}
.site-footer a:hover{color:#fff}
.site-footer .fine{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:13px;color:#8A9099}
.site-footer .fine-row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.site-footer .fine-links a{display:inline;padding:0;color:#8A9099}
.site-footer .fine-links a:hover{color:#fff}
.site-footer .fine-disclaimer{margin-top:8px}
.wa-float{position:fixed;bottom:22px;left:22px;z-index:60;width:56px;height:56px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(15,42,71,.25)}
.wa-float:hover{background:var(--teal-dark);color:#fff}

/* cookie notice */
.cookie-bar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:var(--navy);border-top:1px solid rgba(255,255,255,.12);box-shadow:0 -8px 24px rgba(15,42,71,.2);transform:translateY(100%);transition:transform .25s ease;display:none}
.cookie-bar.show{display:block;transform:translateY(0)}
.cookie-bar-inner{padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.cookie-bar p{margin:0;color:#C9CFD6;font-size:14px}
.cookie-bar a{color:var(--teal-light)}
.cookie-bar-actions{display:flex;gap:10px;flex-wrap:wrap}
.cookie-bar .btn{min-height:42px;padding:0 18px;font-size:14px}
.btn-ghost{background:transparent;color:#C9CFD6;border-color:rgba(255,255,255,.25)}
.btn-ghost:hover{background:rgba(255,255,255,.08);color:#fff}
@media (max-width:600px){.cookie-bar-inner{flex-direction:column;align-items:stretch;text-align:center}}

/* accessibility widget */
.a11y-float{position:fixed;bottom:88px;left:22px;z-index:65;width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(15,42,71,.3);border:0;cursor:pointer}
.a11y-float:hover{background:var(--navy-2)}
.a11y-panel{position:fixed;bottom:150px;left:22px;z-index:66;width:290px;max-width:calc(100vw - 44px);background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 50px rgba(15,42,71,.22);padding:16px;display:none}
.a11y-panel.open{display:block}
.a11y-panel h2{font-size:16px;margin:0 0 12px}
.a11y-row{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:9px 0;border-top:1px solid var(--line)}
.a11y-row:first-of-type{border-top:0}
.a11y-row span{font-size:14.5px;color:var(--ink)}
.a11y-row .a11y-btns{display:flex;gap:6px}
.a11y-row button{min-width:34px;min-height:34px;border-radius:8px;border:1.5px solid var(--line);background:var(--paper);color:var(--navy);font-weight:600;cursor:pointer;font-size:14px}
.a11y-row button.active{background:var(--teal);border-color:var(--teal);color:#fff}
.a11y-reset{width:100%;margin-top:10px;min-height:38px;font-size:13.5px}
body.a11y-contrast{background:#000!important;color:#fff!important}
body.a11y-contrast .site-header,body.a11y-contrast .section.alt,body.a11y-contrast .card,body.a11y-contrast .a11y-panel{background:#000!important;color:#fff!important;border-color:#fff!important}
body.a11y-contrast a{color:#ffe066!important}
body.a11y-contrast h1,body.a11y-contrast h2,body.a11y-contrast h3{color:#fff!important}
body.a11y-grayscale{filter:grayscale(1)}
body.a11y-underline a{text-decoration:underline!important}
body.a11y-stop-motion *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
body.a11y-readable,body.a11y-readable p,body.a11y-readable li,body.a11y-readable span{letter-spacing:.01em;line-height:1.9!important;word-spacing:.04em}
html.a11y-fs-1 body{font-size:18px}
html.a11y-fs-2 body{font-size:19.5px}
html.a11y-fs-3 body{font-size:21px}

@media (max-width:900px){
  .hero-grid,.grid-3,.grid-2,.steps,.stats,.calc,.about-grid,.contact-grid,.why-grid{grid-template-columns:1fr}
  .site-footer .wrap{grid-template-columns:1fr}
  .hero{padding:36px 0 32px}
  .section{padding:36px 0}
  .nav{display:none;position:absolute;top:76px;right:0;left:0;background:var(--paper);flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);padding:8px 24px 16px}
  .nav.open{display:flex}
  .nav a{padding:12px 0;border-bottom:1px solid var(--line)}
  .nav .btn{margin-top:12px;border-bottom:0}
  .menu-btn{display:block}
  .hero-card .v{font-size:36px}
  .result .big{font-size:38px}
}
.photo{aspect-ratio:4/5;border-radius:20px;width:100%;height:auto;object-fit:cover;object-position:top center;box-shadow:0 12px 32px rgba(15,42,71,.14)}